This morning I re-evaluated my budget. It wasn’t planned to happen until January (I review my budget once a quarter), but with the income situation taking such a shift, and with the finances falling squarely on my shoulder, I want to know EXACTLY what I’m facing.
Many people would completely panic in my position. […]
The public library is an amazing wealth of information – some of it even useful. On my quest to get out 7 queries (for a novel) by Monday, I made a trip to the library to check out Steven King’s On Writing. I came out of the library with a HUGE stack of books on […]
Christmas is quickly closing in on me. I’ve put off shopping as long as I can. Thanksgiving is tomorrow, and the crowds will expand exponentially when the sales hit the floor. With our monetary situation tighter than expected, I’m looking to make a few cuts in budget. I still want to be a blessing, but […]
There is one way you are sure to never successfully overcome a problem – and that is to try and ignore it. Even if you can bury it for a while, it will find a way to dig itself to freedom. This is especially true with finances.
Recently we went from a household income of almost […]
The banks are trying to pull a fast one on the consumer. Even those of us who are trying to save are having the wool pulled over our eyes. It’s a conspiracy, I tell ya.
Yesterday a friend asked me to help with some finance articles – one about savings accounts in particular. Over the years, […]
Gas is going up. Milk is going up. Everything seems to be increasing - at least a little at a time - except for incomes. Cost of living increases will need to 10% just to catch up (although I’m not holding my breath). It’s really tough for the self-employed. Giving ourselves cost of living increases […]
Checking accounts are getting more competitive every day. It use to be that banks felt comfortable just using your money without any compensation for you, but not anymore. Now they are working hard to win over and keep their customers. You are the one that benefits.
1. Traditional Checking Accounts – not only do the banks […]
There are ways to go on a trip and not spend any money (or at least not spend much money). I knew it could be done, but I surprised even myself with this latest go at penny pinching.
1. Take a trip on the company dime – or who ever is willing to pay. A couple […]
The little things can add up quickly. You’ve seen it happen when you forget to write down all of your debit charges and you balance your check book at the end of the month. The balance drops way too fast. The great thing is that little savings here and there can add […]
Everyone should have an emergency fund of three to six months worth of mandatory expenses set aside – just incase; just incase you lose your job, just incase you get sick, or just incase your husband calls you up out of the blue and says “I quit.”
Building up that kind of fund will not happen […]